What can this economy teach us?

Economists agree — banks have too much debt and we, dear Americans, also have too much individual debt.

In 2008, 25 banks failed in the United States. In just two months this year, 16 banks have failed.

I heard on National Public Radio last week that Americans now owe $13 trillion on mortgages and credit cards and that’s as much as the country’s GDP, or Gross Domestic Product.

The GDP is a measurement of the output of goods and services in the country — a picture of the total U.S. economy.

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